Where is Opportunity in a Low Return Environment?
We’ve now had five and a half years of double digit average annual gains in the US stock market. For many investors this outcome was hard to imagine in the…
Posts by Bill Ramsay
When Is a Plus 3.9% Return Really a Minus 7.7% Return?
It doesn’t seem there should be any difference when calculating investment performance, but there are actually two methods for calculating annualized investment returns. Time Weighted and Dollar Weighted. When evaluating…
Solar Panels: Purchase vs. Lease
Residential solar panel installations have grown dramatically over the last several years. Where sunshine is plentiful, investing in solar panels is likely to produce at least a modest return on…
Working Because You Want To, Not Because You Have To
While it is not a good idea to base your retirement plan on working in your 70’s, many retirees are finding that they enjoy getting back into the workforce. A…
The Top 10 Economic Stories of 2013
As we did last year, Financial Symmetry has covered several current events on our blog throughout 2013, and here are what we think the Top 10 Economic Stories of the Year…
FSI brings their A-game to the 2013 Golden on the Green
For the past eight years, Financial Symmetry has had the privilege of sponsoring and participating in the charity golf tournament, Golden on the Green. The tournament, which has been an…
Heather Gudac becomes newest partner in Financial Symmetry
Heather Gudac has become the newest partner in Financial Symmetry, Inc., a locally-owned, fee-only financial planning and investment management firm. Gudac states, “I am proud to join the firm as…
The Two Weakest Links for Jobs
It’s been a year since we discussed the two weakest links for jobs in the US labor market which are Residential Construction and Government. With continued improving employment figures, we…
Economic Wildcards – Outlook Update
Two wildcards continue to cause us to be somewhat cautious- Europe and US politics. In Europe, it appears more and more likely that the European Union’s austerity drive is continuing…
Hedge Funds and the Lure of Exclusivity
Everyone wants to feel special, and unfortunately there are those who take advantage of that desire in order to sell questionable products and services. The psychology is based on what…
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