College Planning
Are you trying to save for a child going to college? If so, keep in mind the cost of college continues to increase faster than inflation with the largest increases…
Take Charge of your Finances
Benefits of Tailored Investment Advice
Photo credit: stockmonkeys.com The value of investment advice can make a real difference over the life of your portfolio. In our previous post we noted that the research on Gamma…
Where do Stock Returns come from?
What is a stock? It is an ownership of a company which represents a claim on future earnings. Many have been told to buy stocks because they are the best…
401k Fees Coming your Way
Source: Tax Credits Traditionally the costs associated with investing have been fairly difficult to ascertain. Mutual funds charge expense ratios to pay managers and support staff while custodians and plan…
‘Tis the Season to Shop for Medicare
Have you been seeing the commercial below a lot lately? What is Medicare Open Enrollment? It is open enrollment season for Medicare prescription drug (Part D) and Medicare Advantage Plans…
Important Retirement Account Deadlines are Fast Approaching
There are a few upcoming deadlines that may apply to you or your retirement accounts. If you have questions about these dates, please feel free to contact us or your…
Familiarity Bias Thwarting Wall Street Employees, Are You Next?
What is your exposure? Businessweek recently ran an article exposing $2 billion in losses last year among employees of the five largest Wall Street banks-JPMorgan Chase, Bank of America, Citigroup,…
Bucket, Envelope or Mattress – Where do you keep your cash?
Too Many Buckets? There are many different strategies when it comes to retirement income. Proponents of a “bucket approach” recommend dividing your retirement investments into two buckets-one to cover short…
Where Has Your Money Gone?
Just get back from vacation? Planning a vacation soon? Know how you’re doing with your 2012 budget? I bet your last response is “No.” Now is most likely not the…
JP Morgan – A Lesson in Overconfidence Bias
Behavioral Finance defines several investor biases that tend to inhibit financial success. The recent news of JP Morgan’s $2 billion loss demonstrates the danger that an overconfidence bias can be…
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We break down some of the most important questions we are asked on a regular basis.